Flexible Financing for Your Sauna
Bring the Nordic Ritual Home—Now Within Reach.
Enjoy your VärmHūs sauna today and pay over time with our easy financing options.
Financing Your Sauna
How it Works
Financing for VärmHūs saunas is available through our trusted partner, Hearth.
Check Your Payment Options
Use the secure Hearth tool below to explore estimated monthly payments based on your preferred model and budget.
Pre-Qualify in Minutes
Submit a short application online. Pre-qualification uses a soft credit check and does not affect your credit score.
Select Your Terms
If approved, choose the payment plan that fits your timeline and financial preferences.
Check Your Payment Options
Once financing is confirmed, your VärmHūs sauna moves into scheduling and production.
Why We Partner With Hearth
Financing should feel as considered as the sauna itself.
Hearth is a nationally recognized home-improvement financing platform designed specifically for high-value residential projects.
What this means for you:
VärmHūs does not receive or store your financial data. All financing information is handled directly and securely through Hearth.
FAQ
Common Financing Questions
Yes. Your total project scope can typically be included in the financed amount.
Most lenders offer early payoff options. Final terms are provided during approval.
No. Reviewing your options does not commit you to financing.
No. Pre-qualification through Hearth uses a soft credit inquiry.
Still have Questions?
Design
Design & Models
Start with the model that matches your space—both are built to the same VärmHūs standard.
The Laavu
modern expression of an ancient shelter—grounded, calm, and complete.
- 4–6 person outdoor sauna
- 6' x 8' hot room
- 4' x 6' covered porch
- Electric Heater
The Niva
The Niva is our mid-size, flagship sauna: a refined, 2–4 person retreat designed for real winters and everyday rituals.
- 1-3 person outdoor sauna
- 6' x 6' hot room
- Full Glass Front
- Electric Heater
Ready to feel the warmth?
Book your consultation today to discuss placement, orientation and finish options.
